Finance Write for Us – Finance is a term that relates to matters that include management, business strategies, creation, and major investments. Moreover, all the usage of credit and debit, financial securities, and investment in the business. The art of making money and helping your business grow directly interacts with finance.
Finance can be categorized into many categories. Moreover, the general categories that come into practice are
- Public Finance.
- Personal Finance.
- Corporate Finance.
What is the History of Finance?
Finance, as a separate study of theory and practice from economics, emerged in the 1940s and 1950. It is with the work of Harry Markowitz, William F. Sharpe, Fischer Black, and Myron Scholes.
Certain areas of finance, such as banking, lending, and investing—money itself, of course—have existed in one form or another since the dawn of civilization.
The financial transactions in the early Sumerians were official in the Babylonian Code of Hammurabi. This set of rules governed the ownership or lease of land, the employment of farm workers, and credit.
Yes, there were loans back then, and yes, interest was paid on them; Interest rates varied depending on whether you were borrowing grain or silver.
Financial theory is a study that evolvinhg with the disciplines of management, accounts and applied mathematics. The determination of the present value of these future values, the “discounting”, with the risk-adequate discount rate should in turn be a main focus of financial theory. With the debate still ongoing as to whether finance is an art or a science, there have been recent efforts to compile a list of unsolved problems in finance.
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